Terms of Service

PoolUp provides free calculators and educational articles about pooling money with other people. We do not hold, transfer, invest, or manage anyone's money, and we are not a bank, broker, lender, adviser, or real-estate agent.

All results and content are general information and estimates, not personalized advice. See our Disclaimer. You are responsible for your own financial decisions and for verifying any figure before relying on it.

• Don't attempt to break, overload, scrape at scale, or gain unauthorized access to the site.
• Don't republish our content as your own or present our estimates as professional advice.
• Don't use shared result links to mislead anyone about guaranteed returns.

When you press Share, PoolUp saves the numbers in that plan so the link can be opened by anyone who has it. Treat a share link as public: don't put private or identifying details into a plan you intend to share.

Some outbound links on PoolUp — for example to high-yield savings accounts on our comparison page — may be affiliate links, meaning PoolUp could earn a small commission if you open an account, at no extra cost to you. Affiliate relationships never change which products we list, how we describe them, or the order they appear in, and they never influence the output of a calculator. Any such link is a normal editorial recommendation from us, not an advertisement served by a third party.

PoolUp may display advertising from third-party networks. Ads are always visually separated from site content and controls and are labelled as advertising. We do not ask or encourage anyone to click ads, and we are not responsible for the content of a third-party advertisement or the site it leads to.

The PoolUp name, design, written content, and calculators are owned by PoolUp. You may link to our pages and quote short excerpts with attribution.

PoolUp is provided "as is", without warranties of any kind. We do not warrant that results are accurate, complete, or suitable for your situation, or that the site will be uninterrupted or error-free. To the fullest extent permitted by law, PoolUp is not liable for any loss or damage arising from your use of, or reliance on, the site.

We may update these terms; the date at the top shows the latest revision. Questions: support@poolup.me.