About PoolUp

Most money calculators assume one person with one income. Real life is often different: two siblings who want to buy a duplex, four friends splitting a house, a family putting money together to buy a small laundromat. There was no simple place to see what those groups could actually afford, so we built one.

Every calculator on PoolUp is built around a group. You enter how many people are involved, what each person can contribute, and how long you want to save — and you see both the group total and each person's individual share.

Families, couples, friends, roommates, and small informal groups in the early "could-we-actually-do-this?" stage. You do not need any financial background to use it. There is no account to create and nothing to buy.

Our calculators use standard, publicly documented math: the fixed-rate amortization formula for loan payments, monthly compounding for savings growth, and simple division for per-person shares. Where a figure cannot be known in advance — property taxes, insurance, typical revenue for a small business — we show an editable estimate with a sensible default, and you can replace it with your own real quotes at any time.

Estimates are clearly labelled as estimates. We do not fetch live rates or live listings, and we do not make claims about what any specific group will earn or be approved for.

PoolUp does not collect money, hold money, move money, or connect to your bank. It does not give personalized advice, screen you for loans, or promise returns. It is a calculator and a set of plain-language explanations — nothing more.

Start with how PoolUp works, browse the articles, or read our disclaimer to understand the limits of these estimates.